($2,700B) We will create a new FAU Alliance Housing Program that will take the lead out of America’s housing stock in 300 congressional districts with a $2.7T housing program. Public Housing Authorities $500B; $500B in LMI Housing in cooperation with a proposed FAU NCRC and UMC task force; $500B to end homelessness for Veterans and Children in the USA; $500B in Urban Market Rate Housing that serves the national security by built to withstand a EMP with $700B used to train 7M Americans who are unemployed to develop and or build homes and invest up to 20% to help them build their own home.
The National Community Reinvestment Coalition (NCRC) is one of our primary organizational tools to reach decision makers at the US Federal Reserve along with the nations banking system and selected US government policy makers to create a #justeconomy.
One of the tools we use daily is the National Community Reinvestment Coalition which was formed in 1990 by national, regional, and local organizations. NCRC is to develop and harness the collective energies of community reinvestment organizations from across the country so as to increase the flow of private capital into traditionally underserved communities and serve the people through its member organizations and government entities. NCRC has grown to an association of more than 600 community-based organizations that promote access to basic banking services, including credit and savings, to create and sustain affordable housing, job development and vibrant communities for America’s working families in a era of rapid globalization and declining economic growth.
NCRC members include community reinvestment organizations; community development corporations; local and state government agencies; faith-based institutions; community organizing and civil rights groups; minority and women-owned business associations, as well as local and social service providers from across the nation. While NCRC’s efforts have been concentrated on protecting traditionally underserved communities and those targeted by unscrupulous lenders and banking institutions, the larger issues of fairness and access are of widespread concern and increasing relevance. Each FAU Bureau, Chapter and NGO Joint Venture will become a member by March 2017.
Since its founding in 2012 FAU is building a membership based coalition that will be composed of over 300 organizations nationwide by MLK Day 2017. These organizations represent community development corporations, economic justice groups, non traditional African American thought leadership, local and state government agencies focused on racial discrimination of African Americans and our solutions to it based on established American law, and religious institutions. They range from large national nonprofit organizations to concerned individuals, but most are local nonprofit groups based in African American communities and lower income neighborhoods. These groups offer a variety of programs, including small business lending, capital asset formation, housing development, community organizing, rural land loss mitigation and more.
Together with hundreds of other groups nationwide, using NCRC FAU intends to lead a grassroots constituency like that of the Greater Cincinnati Community Reinvestment Coalition (GCCRC) that incorporates racial, ethnic, age, and economic and geographical diversity that strengthens the America economy while addressing its historic economic injustice.
With membership in NCRC, FAU can enhance our organization’s impact on critical issues facing the African community, and gain access to key resources. Through NCRC FAU offers its membership a host of important benefits, including accurate and up to date information on national policy opportunities and potential setbacks to community reinvestment; opportunities to connect to other organizations engaged in bringing capital back to their neighborhoods; well-researched and informative publications; access to the NCRC listserv (which provides up to date information about financial institutions and their effects on low- and moderate-income communities); for select menber this includes access to the NCRC Media Center for news and commentary on a range of community reinvestment issues; messaging and branding workshops, and tools and talking points designed to strengthen outreach to communities and policymakers and empower members to be effective advocates for change.
About the NCRC Annual Conference:
NCRC’s Annual Conference is one of the nation’s largest gatherings of community nonprofits, policymakers, government officials, small businesses, banks, and academia, all coming together to create a just economy. 2016 Keynote Speakers –
Save the Date: 2017 NCRC Annual Conference
This event is the largest national gathering of community non-profits, policymakers, government officials, small businesses, media, and academia–all focused on how together we can create a more just economic framework to improve the lives of American families, our workers, our older adults, our children and our environment, while strengthening global access to credit and capital.
FAU Annual Convention March 31st to April 9th 2017
Details to follow……..
|ALL ARE PRELIMINARY PROPOSED||March 31st
|Sunrise Service||100 Male March Host with TD Jakes Invited||100 Male March Hosting TD Jakes Son in Law Invited||100 Male March Bishop Snipes||American Rites of Passage Coalition|
|8 AM||The 2017 US Africa P4 African Dollar Global Partnership||UN African Universal Periodic Review||Morning Prayer Service Give Peace a Chance||US Dept of Education: The New American Citizen|
|10 AM||African Civil Society Proposals||FAU African Brain Trust 2017 Forum||Prayer Service Brunch for the USA featuring MBKAAA Choir||STEAM on Capital Hill|
|Lunch 12:00 to 1:30 PM||Featured African Union Speakers||The 9th Pan African Congress Briefing||2017 MBKAAA Awards|
|2 PM||Briefing on US State Dept. African Policy||The African Dollar and the US Consumer||A P3 based Approach to Reentry||FAME Charter Schools on the Hill|
|4 PM||The African Dollar||Urban American Security & Safety||The African American African Health Plan||STEAM Colleges on the Hill|
|Conversations||FAU CEO’s Reception||Chairman’s
|The Hip Hope HBCU Starz Reception|
|Dinner||Wrap up of the HIP HOPE Tour Phase I with a National Youth Talent Show||Chairman’s Dinner||Royal Dinner featuring
HRH King Joseph
|Hip Hope Tour Phase III Kickoff Dinner|
|After Dinner Entertainment||Hip Hope Tour Phase III – HIP HOP TO HIP HOPE AWARDS||HIP HOPE I Dancing till Dawn Competition||HIP HOPE I Church Choir Competition||HIP HOPE THE BUSINESS OF FAME|
|ALL ARE PRELIMINARY PROPOSED||April 4th
|8 AM||Community Development P4’s||African American Global Trade||Business|
|10 AM||The New Housing and Urban Development||International Trade with Africa with Export Trade Administration||Small Business Administration: A review of loan programs|
|Lunch 12:00 to 1:30 PM||Invite Ambassador Ken Blackwell to talk about DeHart Hubbard||African Union Ambassador to the UN to be Invited||African Union Ambassador to USA to be Invited|
|2 PM||Housing Program 2017-2024||Export Trade Administration||Contracting with the Federal Government|
|4 PM||CDC’s United for Change||African Union||MBDA|
|Dinner||HUD Secretary invited and the DeHart Hubbard first Annual Award||US African Union Ambassador to be Invited||SBA Director to be Invited|
|After Dinner Entertainment||Hip Hope Tour Phase III – OLD SCHOOL||Hip Hope Tour Phase III – GLOBAL HIP HOP||Hip Hope Tour Phase III – HIP HOP TO HIP HOPE SHOWCASE|
|ALL ARE PRELIMINARY PROPOSED||April 7th
|8 AM||Commanding Officer of the National Association of Black Veterans (NABVETS)||African American Global Trade Fair||Launch of the African Coalition of the United Methodist Church|
|10 AM||International Safety & Security||International Trade Exhibition|
|Lunch 12:00 to 1:30 PM||African Union
Peace and Security
|United Methodist Bishops in Africa|
|2 PM||Briefing United States Africa Command||FAU Sports||FAU FAME at Church|
|4 PM||Homeland Security and Cybercrime||FAU FAME||Conference of Peace between Believers in the Book|
|Conversations||American Safety & Security||FAU Sports Proposal|
|Dinner||FAU NABVETS Banquet||Sons and Daughters of Africa Tour||Kings Closing Banquet – The Liberian Tribes|
|After Dinner Entertainment||Sons and Daughters of Africa Tour||Sons and Daughters of Africa Tour||Sons and Daughters of Africa Tour Gospel Concert|
FAU Alliance Housing Program
Details to follow……..
We started with a update to our #UNUPR Report in 2015 with The State of The Nation’s Housing 2015
The National Association of Real Estate Brokers (NAREB) was formed July 29, 1947, making it the oldest African American trade association in America. NAREB was established by African-American real estate professionals as an alternative for African-Americans who were excluded from the National Association of Realtors.
One telling indicator of the state of the nation’s housing is the drop in the homeownership rate to just 64.5 percent last year, erasing nearly all of the increase in the previous two decades. The number of homeowners fell for the eighth straight year, signaling persistently weak demand in this key market segment. And the trend does not appear to be abating, with the national homeownership rate down to 63.7 percent in the first quarter of 2015.
The falloff is evident across nearly all age groups. In fact, the national homeownership rate remains as high as it is only because the baby boomers (born 1946–64) are now in the 50-plus age groups when homeownership rates are high, and because owners aged 65 and over have sustained historically high rates. In sharp contrast, it was generation X (also known as the baby bust, born 1965–84) that took most of the hit from the housing bust.
Just before the crash, younger gen-Xers were in the prime first-time homebuying years while older members of this generation were at the stage when households tend to trade up or make significant improvements to their existing homes. When prices plummeted, many of these owners had little or no equity to weather the recession. As a result, homeownership rates among gen-Xers—now mostly in the 35–44 and 45–54 year-old age groups—have fallen further than those of any other age group, and stand 4–5 percentage points below rates among same-aged households 20 years ago. Whether these households eventually catch up to the baby boomers in terms of homeownership is unknown.
FAU Alliance Housing Program will take the lead out of America’s housing stock with a targeted 40M homes
Lead poisoning usually occurs over a period of months or years. It can cause severe mental and physical impairment. Young children are most vulnerable.
Lead poisoning occurs when lead is ingested. Breathing in dust that contains lead can also cause it. You cannot smell or taste lead and it’s not visible to the naked eye.
In the United States, lead used to be common in house paint and gasoline. These products are not produced with lead any longer. However, lead is still present everywhere. It is especially found in older houses. Lead-based paint in the United States resulted in a court case against the Lead Industries Association. Due in great part to studies carried out by Philip J. Landrigan, paint containing more than 0.06% (by weight of dried product) lead was banned for residential use in the United States in 1978 by the U.S. Consumer Product Safety Commission (16 Code of Federal Regulations CFR 1303). Lead has long been considered to be a harmful environmental pollutant. In the July 1904 edition of its monthly publication, Sherwin-Williams reported the dangers of paint containing lead, noting that a French expert had deemed lead paint “poisonous in a large degree, both for the workmen and for the inhabitants of a house painted with lead colors.
NAZI GERMANY OUTLAWED LEAD
Common sources of lead include:
house paint made before 1978
toys and household items painted before 1976
toys made and painted outside the United States
Children get lead in their bodies by putting the lead containing objects in their mouths. Touching the lead and then putting their fingers in their mouths may also poison them. Lead is more harmful to children because their brains and nervous systems are still developing.
Since a child’s brain is still developing, lead can lead to intellectual disability. Symptoms may include:
- behavior problems
- low IQ
- poor grades at school
- problems with hearing
- short- and long-term learning difficulties
- growth delays
A high, toxic dose of lead poisoning may result in emergency symptoms. These include:
- severe abdominal pain and cramping
- muscle weakness
- stumbling when walking
- encephalopathy, which manifests as confusion, coma, and seizures
In late 1991, the Secretary of the Department of Health and Human Services Louis Wade Sullivan called lead the “number one environmental threat to the health of children in the United States.” Humans are exposed to lead in many ways. Experts use a new level based on the U.S. population of children ages 1-5 years who are in the top 2.5% of children when tested for lead in their blood (when compared to children who are exposed to more lead than most children). Currently that is 5 micrograms per deciliter of lead in blood.
More than 250,000 children in the United States each year have significantly harmful levels of lead in their bodies. There is no safe level of exposure.
Lead poisoning can be treated, but any damage caused cannot be reversed.
As of April 2011, 87% of homes built before 1940 contain at least some lead paint, homes built between 1940 and 1960 have a 69% chance of containing such paint, homes built between 1960 and 1978 have a 24% chance of containing lead paint, while homes built after 1978 are unlikely to have lead-based paint.
Housing units, July 1, 2015, 134,789,944
Housing units Estimated 1978 90M
FAU Alliance Housing Program in 300 congressional districts a $2.7T housing program that could house over 55 million voters by 2018.
The biennial election for representatives from all 435 Congressional Districts will took place on November 8, 2016. Winners will be sworn in to serve in the 115th Congress in early January, 2017. The Republican Party needs more than the 218 needed for control (when there are no vacancies).
Public Housing Authorities $500B
Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by some 3,300 HAs. The U.S. Department of Housing and Urban Development (HUD) administers Federal aid to local housing agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.
WHO IS ELIGIBLE?
Public housing is limited to low-income families and individuals. An HA determines your eligibility based on: 1) annual gross income; 2) whether you qualify as elderly, a person with a disability, or as a family; and 3) U.S. citizenship or eligible immigration status. If you are eligible, the HA will check your references to make sure you and your family will be good tenants. HAs will deny admission to any applicant whose habits and practices may be expected to have a detrimental effect on other tenants or on the project’s environment.
HAs use income limits developed by HUD. HUD sets the lower income limits at 80% and very low incomelimits at 50% of the median income for the county or metropolitan area in which you choose to live.Income limits vary from area to area so you may be eligible at one HA but not at another. The HA serving your community can provide you with the income levels for your area and family size, or you can also find the income limits here on the internet.
5M Homes with over 7M adults and 15M children
More details to follow……..
$500B in LMI Housing in cooperation with a proposed FAU NCRC and UMC task force;
4M Homes with over 8M adults and 8M children
Details to follow……..
$500B to end homelessness for Veterans and Children in the USA;
5M Homes with over 6M adults and 3M children
Details to follow……..
$500B in Urban Market Rate Housing that serves the national security by built to withstand a EMP with
2M Homes with over 4M adults and 5M children
Details to follow……..
$700B used to train 7M African Americans who are unemployed and or who will enter the workforce between 2016 and 2116 so as to remodel and or develop and build homes at least 16M homes for Americans and their families (56M Americans)
Details to follow……..
Invest up to 20% ($50,000) to help 7M African Americans build and or remodel their own home.