Friends of the African Union

We, the African Diaspora in the USA, can be a change Africa needs – now .

FAU is forming the working group called the Queen City Public Private Partnership Company

FAU Cincinnati is forming the working group called the Queen City Public Private Partnership Company that calls for at least a $12B plan for Hamilton County through a public private partnership with the city of Cincinnati and the County of Hamilton.  Here is our first DRAFT (update on July 14th 2017) proposed use of proceeds – 

Sewer Fund We created a Public-Private Partnership study group that was born on April 29th 2017 and now is to be called the Queen City Public Private Partnership Company. It is a private sector driven by FAU Chamber of Commerce member businesses and their mentors and the city of Cincinnati and Hamilton County to buy The Metropolitan Sewer District of Greater Cincinnati (MSD). The funds will be reinvested in real estate and projects that employ residents of the county and that will return funds that will be used to keep rates down to what they are now and provide an economic boost to the county, 20,000 households and over 1,000 businesses in the county.

This program will create a $4B Construction Contract for African American Businesses and their partners who are aligned with FAU Chamber Core Company Environmental Alliance that is to be born July 15th 2017.

Housing Program We will create a housing program to create a lead-free county housing stock by 2030.  In addition, we will be the first homeless population county in the state of Ohio based on everyone deserves a home program as part of the FAU New American Rites of Passage Housing Program.

The FAU New American Rites of Passage Housing Program proposal of Friends of the African Union (FAU) and the FAU Chamber of Commerce, with allies and affiliates, calls on Affordable Housing professionals starting in Cincinnati, Ohio to support a new coalition focused on African American affordable housing needs through an unsolicited proposal to HUD that executive action of the President of the United States in the creation of a $2B USD based debt purchasing program using a Private Public Partnership with the local government as a solution that is judicious and provides a solution for at least 20,000 households that have lead contamination based on previous congressional action that passed the Residential Lead-Based Paint Hazard Reduction Act of 1992, also known as Title X, so as to protect families from exposure to lead from paint, dust, and soil that will be a stimulus to the Hamilton County Economy.

FAU New American Rites of Passage Housing Program Public Housing Recapitalization will provide for residents of public housing the building of new homes in mixed-use developments in the core city. $500M
FAU New American Rites of Passage Housing Program  Everyone Deserves a Home will start with Veterans, then people with Disabilities, then Seniors, then new Adults till everyone in the county has a home and there is no one without. $500M
In our FAU New American Rites of Passage Housing Program Low-Moderate Income Housing program. we will concentrate on offering homes to our teacher’s aides in our schools, child care professionals, home health care professionals, and low-income public service workers including those who have volunteered to serve in the Ohio National Guard or U.S Military as a special focus. $500M
Market Rate Housing This is part of our program to bring safety back in the neighborhoods by offering the police, deputy sheriffs, bailiffs and others in the Justice System as well as other government employees for below market rate loans to build a home in the city. We would offer funds to all government employees to build a new home in the city and or the county, notwithstanding their credit score. $500M
Business Create a fund for 1,000 African American Businesses who are aligned with FAU Chamber Core Company Alliances in –

(1) General Construction and Real Estate Development

(2) A/E/C Professional Services

(3) Facilities Management & Construction Trades

(4) International Trade

(5) STEM

(6) The Internet

(7) Computing and Communications

(8) Fashion, Arts, Music and Entertainment

(9) Food Service, Restaurants, Food & Beverages

(10) Agriculture and Groceries

(11) Organic and Healthy Products

(12) Education

(13) Financial Services, Accounting & Economic Development

(14) Professional Services including management consultants, legal and accounting

(15) Medical and Health Services

(16) Automotive, Transportation and Logistics

(17) Retailing including online

(18) Clothing Design, Manufacturing and Retailing

(19) Manufacturing, Production & Wholesale

(20) Sports and Recreation

(21) Hospitality and Tourism

Support established businesses in these areas with other targeted business communities including: (1) Veterans, (2) Victims of Crime, (3) Minorities, (4) Appalachians, (5) Women, (6) People with Disabilities, (7) Low-Income Residents of County, (8) at Risk Youth, Addiction Reentry, (9) out of work Seniors and (10) Re-entry from a life of Crime – convicted or not.

Intermodal Transportation will include money to upgrade the city bus fleet when combined with the Cincinnati Public School Bus System for the best bus service for our families in the nation; funds for the streetcar to go to the Zoo and the connector to the Airport at the Banks; create a electric and or Hydrogen based urban transportation system for People With Disabilities and LMI workers and; grow on the Dept. of Transportation Public-Private Partners law to create the smartest roads in the county and a statewide fast transit system. $500M
Community Development This program will work in partnership with an established statewide Community Housing Development Organization (CHDO). A CHDO is a private nonprofit, community-based organization that has staff with the capacity to develop affordable housing for the community it serves. In Hamilton county, we will use our funds to develop to leverage the development of 20,000 HH by 2020 in the city of Cincinnati. We will also use funds to make the city lead free.  These funds will also be used to create jobs on projects like the FC Cincinnati Stadium if developed in Hamilton County (cost $125M) and Erasing the Digital Divide in the Hamilton County that will cost over $200M.  Support for 20,000 HH with children who attend public colleges and commit to provide public service as part of their payback. $1,500M

Among the tools we will use –

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FAU’s road-map to a financial secure African American Society is based on the $5T dollar solution which addresses the damage incurred by past and current federal gov racism against African Americans

Among the Community Benefit Agreements we will use –


Fifth Third Bancorp and National Community Reinvestment Coalition and its members like Friends of the African Union Chamber of Commerce Announce Landmark $30 Billion Community Development Plan

Announce Landmark $30 Billion Community Development Plan


Cincinnati – Today, Fifth Third Bancorp and the National Community Reinvestment Coalition (NCRC) signed a landmark $30 billion community development plan through 2020. The plan builds on the $27.5 billion community commitment that Fifth Third announced in February 2016, and is the largest by a single bank in recent history.

The plan covers the 10 states in which Fifth Third has branches and follows weeks of discussions and six meetings between Fifth Third and community groups working with NCRC in Chicago, Charlotte, Cincinnati, Cleveland, Tampa Bay, and Washington, D.C. All told, Fifth Third met with more than 200 community-based organizations.

The plan calls for Fifth Third to invest $30 billion in its communities over a five year period, which began January 1, 2016. Lending and investments of $30 billion covered under this agreement include the following categories: mortgage lending, small business lending, including micro-lending; and community development lending and investing. The agreement also covers $158.4 million in community initiatives, including financial services, branch openings, marketing and research, product development and cooperative public policy advocacy for low- and moderate-income (LMI) communities.

“This substantive and detailed community development plan was the result of a collaborative process with community members and bank leaders,” said NCRC President & CEO John Taylor. “We applaud President & CEO Greg Carmichael and the senior leadership of Fifth Third, who after putting out a significant community commitment earlier in the year, was willing and eager to deeply engage NCRC and its member organizations in significant discussions to ensure the commitments made were in areas of the greatest community need and put in place rigorous accountability for their bank and the communities they serve.”

Fifth Third Bancorp President & CEO Greg D. Carmichael, said, “Fifth Third is deeply committed to both investing significant resources into the community as well as engaging community members and leaders. Our objective is to ensure that, together with the NCRC, we meaningfully impact the communities we serve. We appreciate and value the collaboration with John Taylor and all the NCRC member organizations who met with us to enable the expansion of our original commitment in ways that will best improve lives.”

“Fifth Third and NCRC’s investment in Ohio will create opportunities for businesses and families to seek the resources they need to make their communities stronger,” said U.S. Senator Sherrod Brown. “I applaud these organizations for working with people across the state, and I’m glad their investment will provide meaningful help to Ohioans.”

A summary of the community development plan follows:

Fifth Third increased its overall goal for mortgage lending to LMI borrowers and census tracts, and added a home purchase sub-goal. The commitment includes product innovation to address community needs, and includes a Second Look Program, down payment assistance, support for housing counseling, and other activities, including affirmative marketing and outreach, evaluation and improvement of its Fair Housing/Lending program, and the continuation of its current policy of not imposing minimum loan amounts.

Fifth Third is committed to improving its lending to small businesses with gross annual revenue below a million in all markets and communities. The commitment includes increased support for small businesses, product innovation, and enhanced underwriting and fulfillment.

Fifth Third will strive to achieve peer-leading performance in the amount of combined community development loans and investments (CDLI) over the course of the five-year commitment. Increases in CDLI activities will be supported by initiatives in affordable housing, a revolving loan fund, community development corporations, community development financial institutions, community pre-development resources, housing rehab loan pools and land banks. The Fifth Third Community Development Corporation will also make $1 billion in tax credit investments.

Fifth Third Impact Programming includes: Housing-Related Investments, Small Business-Related Investments, Philanthropy & Community Sponsorships, Diverse Hiring, Supplier Diversity, Financial Empowerment Programming, Services and Basic Banking, including branches and staffing, and other investments and marketing.

Fifth Third will make housing-related investments that address the gap for consumers who need down payment assistance to achieve homeownership, support housing counseling and financial literacy to help families and individuals achieve their long-term financial goals, and help fund housing loan pools for minor home repairs or gap financing to support neighborhood revitalization. Fifth Third Bank will also make small business-related investments that provide technical assistance for small business development and growth, and support the ecosystem for small business lending. The Bank will strengthen communities through significant philanthropic grants and donations and impactful community sponsorships. Charitable giving will include a focus on providing organizations with resources for capacity building, workforce training, and assistance for older adults.

The Fifth Third Impact programming includes branch and staff commitments. Fifth Third will seek to open at least 10 more branches in LMI and/or high minority communities. Fifth Third will establish the position of Senior CRA Mortgage Lender, and continue to retain and hire mortgage loan originators focused on CRA success. It will expand small business staffing with a newly-created role for CRA Small Business lenders.

Fifth Third’s Inclusion and Diversity plan supports the Bank’s commitment to ensure that its human capital is inclusive and diverse. The Bank will increase its efforts to support diverse suppliers, minority-owned, women-owned and veteran-owned businesses.

Fifth Third Impact programming also includes the delivery of Fifth Third’s L.I.F.E. (Lives Improved through Financial Empowerment®) programs, which strive to reach consumers at every age and stage of life through foundational financial education. These programs include, but are not limited to programs for children and teens, including the Fifth Third Bank Young Bankers Club®, and programs for adults like Fifth Third Bank Empower U® adult financial education courses. Fifth Third’s L.I.F.E. programs also include the Company’s Financial Empowerment Mobiles, or eBuses, which deliver financial education, job training, tax preparation and other assistance directly to low- and moderate-income communities on their own and in partnership with local community organizations.

“As a member of the Dayton community, I am pleased to see that Fifth Third has made a commitment to ensuring financial services to low- and moderate-income communities and individuals as well as small businesses,” said Catherine Crosby, executive director, City of Dayton Human Relations Council and NCRC Board member. “Small businesses are the primary employers in Dayton, which makes it critical to ensure that resources are available not only for financial stability, but also to build capacity through technical assistance. We look forward to continuing our partnership to fulfill mutual goals for economical sustainability in diverse low- and moderate-income communities in Dayton.”

“NHS of Greater Cleveland welcomes the opportunity to continue our partnership with Fifth Third Bank to implement this broad-reaching plan that will positively affect the residents and the communities we serve in northeast Ohio,” said Lou Tisler, executive director, Neighborhood Housing Services of Greater Cleveland.

“I am delighted that Fifth Third approached NCRC and its Illinois members to jointly create a strong CRA plan based on community needs and input,” said Dory Rand, president, Woodstock Institute. “I look forward to working with them to implement the plan and reap the benefits of increased and improved lending, investments, branches and services in underserved low- and moderate-income neighborhoods in Illinois and across the country.”

Sister Barbara Busch, executive director of Working in Neighborhoods in Cincinnati, said, “I am glad to see that Fifth Third is willing to work with communities to provide equal access to mortgages and other banking products at a competitive rate. I am looking forward to seeing changes in Fifth Third’s products and programs to achieve equity for low- and moderate-income and minority communities.”

“Fifth Third has several branches in Northwest Indiana and organizations here are excited to see increased support for our programs that benefit low- and moderate-income borrowers,” said Jean Ishmon, consulting executive director, Northwest Indiana Reinvestment Alliance. “I am encouraged by the upcoming partnership and have met with some of the new staff. Organizations are hopeful that the Bank will be more actively-involved in our quest to serve the residents of the Gary Metropolitan Statistical Area.”

Deborah Scanlan, CEO of Neighborhood Home Solutions, said, “This agreement is vital for the future communities in the Tampa Bay region—for community development investing, home mortgage lending and capacity building for nonprofit partners of the Bank.”

In addition to NCRC and Fifth Third Bank, the agreement was signed by 136 member organizations:

Charisma Community Connection, Akron, Ohio
Action NC, Durham and Charlotte, North Carolina
Affordable Homeownership Foundation, Inc., Fort Myers, Florida
Another Chance of Ohio, Cleveland, Ohio
Antioch Baptist Church, Akron, Ohio
Aurora, Evansville, Indiana
Baptist Minister’s Conference of Cincinnati and Vicinity, Cincinnati, Ohio
Birmingham Development Corp., Toledo, Ohio
Breaking Chains Inc., Beachwood, Ohio
Bridging Communities, Inc., Detroit, Michigan
Bright Community Trust, Inc., Clearwater, Florida
Buckeye Shaker Square CDC, Cleveland, Ohio
Can I Live, CDC, Raleigh, North Carolina
CAPE, Evansville, Indian
Central Florida Urban League, Orlando, Florida
Central Ohio Fair Housing Association, Inc., Columbus, Ohio
Chicago Community Loan Fund, Chicago, Illinois
Chicago Rehab Network, Chicago, Illinois
Cincinnati NAACP, Cincinnati, Ohio
Cincinnati-Hamilton County Community Action Agency, Cincinnati, Ohio
City of Dayton Human Relations Council, Dayton, Ohio
City of Euclid, Ohio
City of South Euclid, Ohio
CityWide Development Corporation, Dayton, Ohio
Clearwater Neighborhood Housing Services, Incorporated, Clearwater, Florida
Cleveland Realtist Association, Cleveland, Ohio
Collective Empowerment Group of Cincinnati, Cincinnati, Ohio
Collective Empowerment Group Tampa Bay Area (CEGTBA), St. Petersburg, Florida
Community Action Agency, Cincinnati, Ohio
Community Legal Aid Services, Inc., Akron, Ohio
Community Legal Services of Mid-Florida, Florida
Community Link, Charlotte, North Carolina
Community Matters, Cincinnati, Ohio
Community Reinvestment Alliance of South Florida, Miami, Florida
Community Service Council of Northern Will County, Bolingbrook, Illinois
Community United for Action, Cincinnati, Ohio
Comprehensive Valuation Services LLC, Florence, Kentucky
County Corp., Dayton, Ohio
Cudell Improvement, Inc., Cleveland, Ohio
Dayton Area Chamber of Commerce, Dayton, Ohio
Detroit Shoreway Community Development Organization, Cleveland, Ohio
ECHO Housing Corporation, Evansville, Indiana
ESOP, Cleveland, Ohio
F7, Raleigh, North Carolina
Fair Housing Resource Center, Inc., Painesville, Ohio
Famicos Foundation, Cleveland, Ohio
Financial Justice Coalition of SE Michigan, Detroit, Michigan
Florida Home Partnership, Inc., Ruskin, Florida
Friends of the African Union Chamber of Commerce, Cincinnati, Ohio
Genesis Housing Development Corporation, Chicago, Illinois
Georgia Advancing Communities Together, Inc., Atlanta, Georgia
Georgia Micro Enterprise Network, Atlanta, Georgia
Greater Cincinnati Microenterprise Initiative, Cincinnati, Ohio
Greater Dayton Premier Management, Dayton, Ohio
Greater Linden Development Corporation, Columbus, Ohio
Habitat for Humanity of Metro Louisville, Louisville, Kentucky
Hamilton County Community Reinvestment Group, Cincinnati, Ohio
Henderson and Company, Henderson, North Carolina
Home Repair Resource Center, Cleveland Heights, Ohio
Home Ownership Center of Greater Dayton, Dayton, Ohio
Homes on the Hill CDC, Columbus, Ohio
HomesteadCS, Lafayette, Indiana
Housing Foundation of America, Pembroke Pines, Florida
Housing Opportunities Made Equal of Greater Cincinnati, Cincinnati, Ohio
Housing Research & Advocacy Center, Cleveland, Ohio
IMPACT Community Action, Columbus, Ohio
Indiana Association for Community Economic Development, Indianapolis, Indiana
Institute of Cultural Affairs – USA, Chicago, Illinois
Legal Aid Society of Southwest Ohio, LLC, Cincinnati, Ohio
LINKS Community and Family Services, Akron, Ohio
Louisville Affordable Housing Trust Fund, Louisville, Kentucky
Lucas County Land Bank, Toledo, Ohio
Madisonville Community Urban Redevelopment Corporation, Cincinnati, Ohio
Memorial Community Development Corp., Evansville, Indiana
Metropolitan Housing Coalition, Louisville, Kentucky
Miami Valley Fair Housing Center, Inc., Dayton, Ohio
Miami Valley Urban League, Dayton, Ohio
Michigan Community Reinvestment Coalition, Lansing, Michigan
Montgomery County, OH, Dayton, Ohio
Mt. Pleasant NOW Development Corporation, Cleveland, Ohio
Mustard Seed Development Center, Akron, Ohio
National Housing Counseling Agency, McDonough, Georgia
Nazareth Housing Development Corp., Akron, Ohio
NC Community Development Initiative/Initiative Capital, Raleigh, North Carolina
North Carolina Housing Coalition, Raleigh, North Carolina
Neighborhood Housing Services of Greater Cleveland, Cleveland, Ohio
Neighborhood Housing Services of South Florida, Miami, Florida
Neighborhood Lending Partners of Florida, Inc., Tampa, Florida
Neighborhood Service Organization (NSO), Detroit, Michigan
New Frontier CDC, Winston-Salem, North Carolina
New Level Community Development Corp., Nashville, Tennessee
Northeast Ohio First Suburbs Consortium, Cleveland Heights, Ohio
Northwest Indiana Reinvestment Alliance, Hammond, Indiana
NWSHC, Chicago, Illinois
Ohio CDC Association, Columbus, Ohio
Ohio Fair Lending Coalition, Cleveland, Ohio
Ohio SBDC at The Entrepreneurs Center, Dayton, Ohio
Ohio Urban Resources System, Cleveland, Ohio
One Voice for East Toledo, Toledo, Ohio
OPRHC/West Cook Homeownership Center, Forest Park, Illinois
Partners In Community Building, Inc. (PICB), Chicago, Illinois
Pathway, Inc., Toledo, Ohio
Peoplestown Revitalization Corporation, Atlanta, Georgia
Pinellas Opportunity Council, Inc., St. Petersburg, Florida
Pittsburgh Community Reinvestment Group, Pittsburgh, Pennsylvania
Price Hill Will, Cincinnati, Ohio
Prosperity Unlimited, Inc., Kannapolis, North Carolina
REBOUND, Inc., Louisville, Kentucky
Reinvestment Partners, Durham, North Carolina
REVA Development Corporation, Fort Lauderdale, Florida
River City Housing, Louisville, Kentucky
Rock Island Economic Growth, Rock Island, Illinois
Salem UMC, Toledo, Ohio
Slavic Village Development, Cleveland, Ohio
Small Business Development Center at Wright State University, Dayton, Ohio
Southwest Economic Solutions, Detroit, Michigan
St. Petersburg Neighborhood Housing Services, Inc., St. Petersburg, Florida
Tampa Bay Black Business Investment Corporation, Tampa, Florida
The Chicago Urban League, Chicago, Illinois
The Home Ownership Center of Greater Cincinnati, Cincinnati, Ohio
The Housing Partnership, Inc., Louisville, Kentucky
The Lion Foundation, Kissimmee, Florida
The Omega Community Development Corporation, Dayton, Ohio
The Resurrection Project, Chicago, Illinois
Toledo Fair Housing Center, Toledo, Ohio
U SNAP BAC Non Profit Housing Corporation, Detroit, Michigan
UMADAOP, Cincinnati, Ohio
United North Corporation, Toledo, Ohio
Universal Housing Solutions CDC, Chicago, Illinois
University Area Community Development Corp, Inc., Tampa, Florida
Village Capital Corporation, Cleveland, Ohio
Vision of Restoration, Inc., Maywood, Illinois
Wesley Community Center Dayton, Dayton, Ohio
Woodstock Institute, Chicago, Illinois
Working In Neighborhoods, Cincinnati, Ohio


Brian Lamb Named Chief Corporate Responsibility and Reputation Officer
Bank Veteran to Lead Newly Created Unit in charge of the $30B Community Benefit Agreement


Cincinnati – Fifth Third Bancorp (Nasdaq: FITB) announced today that Brian Lamb has been named its chief corporate responsibility and reputation officer. He will report to Teresa Tanner, chief administrative officer.

Lamb most recently served as regional president for the Bank’s North Florida region, based in Tampa. In a newly created role, Lamb will be accountable for the comprehensive strategic framework of the Bank’s civic commitments and reputation management. He will oversee multiple areas, including Community Economic Development, the Bank’s Community Development Corporation (CDC), Corporate Communications, Diversity & Corporate Social Responsibility and Ethics.

Lamb joined Fifth Third in 2006 as chief financial officer of the Tampa Bay region. Before being named regional president, Lamb served as the head of Business Banking for that market.

“We are thrilled to name a leader with Brian’s experience and track record to this newly created and key position at Fifth Third,” Tanner said. “He brings a high degree of personal passion in serving and collaborating with the community. Brian is an outstanding banker who has produced stellar results for both the Bank and the community.”

Greg D. Carmichael, president and CEO of Fifth Third Bancorp, said, “I could not be more pleased to place Brian in this critical role. At a time when industry reputation and community commitment are paramount to our customers and stakeholders, Brian is not only a demonstrated civic leader, but also a model of personal integrity and tireless customer focus. He leads by example every day and has earned the respect of our leadership, our customers and our communities.”

He also noted that he would work closely during the transition with Brian Lamb, formerly North Florida regional president, who has just been named to the newly created position of chief corporate responsibility and reputation officer for Fifth Third Bancorp. Lamb will relocate to the corporate headquarters in Cincinnati.

“I am excited to serve Fifth Third in an entirely new capacity and lead a team dedicated to improving the lives of those in our community,” Lamb said. “The commitment of the Company to its civic and social responsibilities has never been higher, and I am looking forward to delivering strong and positive outcomes for all of our stakeholders.”

Lamb has been active in a wide variety of civic activities in Florida. He serves as chair of the University of South Florida and holds board positions on the Tampa Bay Partnership, Enterprise Florida, Florida Council of 100 and Florida Bankers Association. He has been recognized on numerous occasions, including recently receiving an honorary doctoral degree from Bethune-Cookman University. This year, he was named to the Tampa Bay Business Hall of Fame.

He is a graduate both of the University of South Florida, where he earned a bachelor’s degree in accounting, and the Stonier Graduate Banking School at the University of Pennsylvania.

Teresa Tanner becomes Fifth Third’s Chief Administrative Officer


Cincinnati– Fifth Third Bancorp (Nasdaq: FITB) announced today that Executive Vice President Teresa Tanner, chief human resources officer, has been named chief administrative officer, effective immediately. Tanner’s responsibilities will expand beyond Human Capital to also include Facilities, Strategic Sourcing and the Enterprise Program Management Office.

Tanner has led all functions within Fifth Third’s Human Capital division since 2010, directing a team of more than 300 Human Capital professionals in the disciplines of Organizational Development, HR Operations, Business Partners, Diversity, Employee Relations, Total Rewards (Compensation and Benefits), Enterprise Learning and Recruiting. She joined Fifth Third in 2004 and served in various Human Capital positions prior to her promotion to chief human resources officer.

“I am pleased to announce Teresa’s expansion of responsibilities,” said President Greg D. Carmichael, who is slated to become CEO on Nov. 1. “She has demonstrated her ability to lead positive change on numerous key initiatives and I am confident that she will provide outstanding direction to her expanded team.”

Tanner began her career with McDonald’s Corporation and has a vast background in education, human resources and operations management. She attended Pensacola Christian College and received her MBA from Xavier University.

Tanner has a long history of community involvement and impact. Her current commitments include serving as vice-chair of the Ronald McDonald House Charities and vice-chair of the ArtsWave Board of Trustees. She also serves on the Board of the FreeStore Foodbank and is active with the Women’s Leadership Council of the United Way.

Byna Elliott  is Senior Vice President and Director of Community Economic Development for Fifth Third Bancorp

Byna Elliott is the newly appointed senior vice president and director of community economic development for Fifth Third Bancorp in Cincinnati. She manages the banks Community Reinvestment Act efforts, which includes, charitable giving, economic development for underserved communities, and lending in urban and rural markets. In her new position, she will be supervising the bank’s landmark $30 billion, 10-state, 5-year community development plan that the bank, along with partner National Community Reinvestment Coalition, announced in February 2016 and signed in November 2016.

Fifth Third and NCRC have been working with more than 200 organizations in six cities, including Cincinnati, in shaping Fifth Third’s long term strategy for the program.

“My responsibility is to make sure that every dime of those funds is applied to improving communities where it is being invested, and to ensuring that businesses and residents in those communities have greater access to financial services,’’ Elliott said. “The proof of our success will be in the increase in home ownership, especially in the growth in first-time homebuyers, and in the success of small businesses in those communities.’’

‘This is a historical commitment being made by a large bank, with a 5-year commitment from the top down’’ she said. “It reflects well on Fifth Third Bank.’’ Elliott is a community reinvestment professional with over 20 years’ experience, including five years’ experience in administering all aspects of consumer compliance programs and Community Reinvestment Act initiatives.

A graduate of Eastern Michigan University in the late 1980s, Elliott, who has a degree in accounting and finance, immediately became a bank regulator during the banking crisis, overseeing financial institutions.

She started her career in her hometown of Detroit, Michigan, at the Office of the Comptroller of the Currency in 1993 and moved into the financial services industry in 1998. She most recently held the position of Senior Vice President, Regional Community and Economic Development Director for North Markets, which includes Eastern Michigan, Western Michigan and Chicago.

Elliott said she is very passionate in working to provide quality housing for families and closing the educational gap for youth. Her volunteer involvement in Habitat for Humanity in Michigan was statewide.

In her new position, Elliott will be involved in five statewide community stakeholder organizations, as well as a community advisory forums. She will connect with residents through community engagement meetings and through other means to determine the opportunities the bank can provide and the success of the programs.

“The challenge is getting the word out about the opportunities this huge community improvement program offers,’’ says Elliott. “Community organizations are our true partners in helping organizations and individuals become qualified to participate in the programs.’’

While in Detroit, she was involved in several community organizations, including serving as chair of Greater Works Foundation, and a board member of

St. Joseph Mercy Oakland, Habitat for Humanity, Wayne County Development Entity, Woodstock Institute (Chicago), and the Detroit Neighborhood Forum. She is also a member of Delta Sigma Theta Sorority and Links Inc.

Elliott is married to Anthony Elliott, who is a teacher and football coach. They have two children, Aaron, 13, and Imani, 17. She continues to be an avid reader, she said

Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company has $142 billion in assets and operates 1,299 full-service Banking Centers, including 101 Bank Mart® locations, most open seven days a week, inside select grocery stores and 2,630 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. Fifth Third also has a controlling interest in Vantiv Holding, LLC. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2015, had $304 billion in assets under care, of which it managed $27 billion for individuals, corporations and not-for-profit organizations.  Fifth Third Bank was established in 1858. Member FDIC.